Independent guide

Understand the Wüstenrot service portal, step by step

Clear, practical guides to service.wuestenrot.at and the Wüstenrot App — registration, security, online banking, Bausparen, loans and insurance claims, written in plain English.

App HelpBackgroundFeaturesGetting StartedInsuranceMoney BasicsPortal BasicsProductsSecurity

Latest guides

Portal Basics7 min read

What is service.wuestenrot.at?

Learn what service.wuestenrot.at is, who it is for, and how the Wüstenrot eServices portal brings banking, Bausparen and insurance together in one login.

Getting Started6 min read

Registering for Wüstenrot eServices

A step-by-step guide to registering for Wüstenrot eServices using ID Austria or your house bank, plus what the Verfügernummer and one-time password are.

Getting Started5 min read

First login & Freigabe-PIN

How the first login to the Wüstenrot App works, what the five-digit Freigabe-PIN is used for, and how to choose a secure password and PIN.

App Help4 min read

New smartphone? Move the app

Got a new phone? Here is how to install the Wüstenrot App on a new smartphone and register it as your primary device without losing access.

Security6 min read

Two-factor authentication explained

Understand the two-way authentication behind every Wüstenrot login, why it blocks account takeover, and what it means under EU PSD2 rules.

Security7 min read

Phishing: 10 warning signs

Fake Wüstenrot e-mails and SMS try to steal logins. Learn the 10 warning signs of phishing and what to do if you clicked a suspicious link.

Features5 min read

The digital postbox

How the Wüstenrot digital postbox works, what documents arrive there, and tips for organising statements, contracts and insurance letters.

Features6 min read

Online banking features

An overview of Wüstenrot Bank online banking features: mobile payments with Apple Pay and Google Pay, ePIN and CVV lookup, Geocontrol and instant card blocking.

Products8 min read

Bausparen explained

Bausparen explained in plain English: how an Austrian building savings contract works, government support, uses for housing, education and care, and how to track it online.

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